EXHIBIT No.006

Take-Home Pay

Take-Home Pay Calculator

* Based on Japan 2026 social insurance rates

TAKE-HOME PAY

¥219,610

Annual take-home (× 12): ¥2,635,320

* Does not include bonuses

Deduction Breakdown

Monthly Gross¥300,000

Health Insurance− ¥15,000

Pension− ¥27,450

Employment Insurance− ¥1,800

Income Tax− ¥13,732

Resident Tax (est.)− ¥22,408

Total Deductions− ¥80,390

TAKE-HOME PAY¥219,610

* Estimated based on Japan 2026 insurance rates

Monthly Gross Salary¥300,000

¥150,000¥1,000,000

Gross = total on your pay slip before deductions

万 (¥10K)

Dependents

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✦ FROM HATCH

Do you actually know the difference between your gross and take-home? Knowing your real number is where it starts.

Take-Home Pay FAQ

Q. What's the difference between gross and net pay?

A. Gross pay is the total amount your employer pays. Net (take-home) pay is what you receive after social insurance and taxes are deducted. Take-home pay is typically 75–85% of gross.

Q. Why is resident tax an estimate?

A. Resident tax is calculated based on the previous year's income, so an exact real-time figure isn't possible. This tool shows an approximate monthly figure based on annualized income.

Q. What changed with Japan's 2026 income wall reforms?

A. Thresholds for the ¥1.03M and ¥1.3M 'income walls' were revised in 2026. Rules around spousal and dependent deductions changed — those with dependents should review their income planning.

Q. Can I reduce my social insurance contributions?

A. How and when you receive overtime pay and bonuses, and awareness of your standard monthly remuneration revision timing, can have an impact. Consult a social insurance specialist for personalized advice.